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Members
Crore Deposits
Crore Loan Distribution
Years of Trust
Diverse Safe and Profitable Deposit Schemes of the Institution
Savings Deposit
A safe and reliable savings deposit account for your daily financial transactions
Fixed Deposit
Safe investment, attractive interest rate and assured returns
Sadafuli Deposit
A deposit scheme that builds the habit of regular savings and financial discipline
Kalpataru Deposit
A planned savings scheme that shapes your financial goals
Dhruvbal Deposit
Start saving for your child's bright future
Savings Deposit
A savings deposit account is a useful account for regular savings and smooth daily financial transactions. This scheme provides a safe and convenient option for personal, joint, or family financial needs.
Key Features:
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NEFT and RTGS service available
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Transfer up to ₹25,000/- to other banks via mobile banking
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Transfer up to ₹1,99,000/- from one branch of Kamal Patsanstha to another
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Reliable institution
Fixed Deposit
The fixed deposit scheme is a useful scheme for making safe investments for a fixed period and availing attractive interest rates.
Key Features:
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0.50% additional interest rate for senior citizens and widow sisters
| Tenure | Rate |
|---|---|
| 46 days to 180 days | ६.00% |
| 181 days to less than 1 year | ७.00% |
| 1 year to less than 3 years | ८.00% |
| 3 years to less than 5 years | ८.२५% |
| 5 years and above | ८.५०% |
Sadafuli Deposit
The Sadafuli Deposit scheme encourages regular savings and is an excellent option for planned savings for future financial needs.
Key Features:
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Facility to receive daily interest based on tenure
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Interest applicable 5 days after amount deposited
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Reliable service
Kalpataru Deposit
The Kalpataru Deposit scheme is a safe and reliable option for planned savings to achieve future financial goals.
Key Features:
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Planned savings
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Attractive interest rate
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Safe investment
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Long-term financial goals
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Reliable service
Dhruvbal Deposit
The Dhruvbal Deposit scheme is a safe and reliable option for planned savings for children's education, career, and future financial needs.
Key Features:
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Savings for children's future
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Attractive interest rate
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Safe investment
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Long-term financial planning
Simple Loan Schemes with Flexible Terms
Kamal Commercial Shop Purchase Loan
A golden opportunity to get your own commercial space for your business
Secure
Locker Facility
State-of-the-art locker facilities are available for your valuables, jewellery, important documents and other items requiring safe storage. Highly secure, reliable and fully confidential, this service is an excellent option for safe storage of your assets. Modern security systems ensure protection of your property, so you can rest assured.
Key Features:
- State-of-the-art security system (CCTV, alarm system)
- Complete privacy and secure transactions
- Locker options in various sizes available
- Facility to use locker at convenient times
- Trained security staff and 24x7 surveillance
- Ideal for safely storing important documents
- Best protection for jewellery and valuables
Our Commitment That Honours Your Trust
Unbroken legacy of trust since 1992
Firm trust of customers built through more than three decades of experience and consistent service.
Extensive Branch Network
A network of branches spread across various cities and areas — always close to you for your financial needs.
40,000+ Satisfied Members
The trust of thousands of members and growing response is the true measure of our quality service.
Customer First, Service Best
Giving highest priority to customer needs and satisfaction, a strong foundation of trust, safety, and progress has been built.
ऑडिट वर्ग ‘अ’
Consistently achieved 'A' Audit Class on the strength of excellent financial discipline, transparent transactions and capable management.
Fast, Transparent and Reliable Service
Every customer experiences excellent service through smooth processes, prompt decisions, and clear transactions.
Modern Digital Banking Facilities
Safe, convenient and fast banking services with the help of mobile banking, digital transactions and state-of-the-art technology.
Trusted Partner for Financial Progress
Always alongside in the journey of development, offering dedicated service for the financial upliftment of members, customers, and society.
Trust Transparency Service Progress
Become Part of the Kamal Family
Actively participate as a member in the institution's progress and avail various financial facilities. 30+ years of trust, strong tradition of cooperative movement, and member-centric approach make the institution committed to your progress.
Member Benefits
Participation in Deposit Schemes
Benefits of Various Loan Schemes
Member Gatherings and Initiatives
Participation in Annual General Meeting
Opportunity to Receive Dividend
Connection to the Cooperative Sector
Attractive Schemes
Kamal Customer Day Special Deposit Scheme
The Kamal Customer Day Special Deposit Scheme offers higher returns and greater security for your savings. Attractive interest rates, special benefits, and a loan facility against your deposit make this an excellent choice for your financial planning.
Scheme Benefits:
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Higher returns on savings
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Safe and reliable investment
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Loan facility when needed
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Flexible interest payout options
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Extra benefit for deposits above ₹25 Lakh
Key Terms:
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No interest payable if deposit is closed within 60 days.
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Premature closure after 60 days: 1% less than applicable interest rate.
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Loan available up to 85% of deposit amount.
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The institution reserves the right to modify the scheme.
Kamal - 1 Deposit Scheme
The Kamal - 1 Deposit Scheme pairs security with attractive returns for your savings. Start with a small investment and earn higher benefits — an excellent opportunity for smart financial planning.
Scheme Benefits:
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Safe and reliable investment
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Interest payout options for regular income
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Loan facility when needed
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Start investing from a small amount
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Financial planning with attractive returns
Key Terms:
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No interest payable if deposit is closed within 60 days.
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Premature closure after 60 days: 1% less than applicable interest rate.
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Loan available up to 85% of deposit amount.
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The institution reserves the right to modify the scheme.
Kamal Deposit Scheme
Kamal Deposit Scheme is the perfect blend of long-term savings and attractive returns. A secure and reliable investment option for your financial goals — the right choice for your financial future.
Scheme Benefits:
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Ideal for long-term financial planning
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Safe and reliable investment
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Interest payout options for regular income
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Loan facility when needed
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Start investing from a small amount
Key Terms:
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No interest payable if deposit is closed within 60 days.
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Premature closure after 60 days: 1% less than applicable interest rate.
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Loan available up to 85% of deposit amount.
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The institution reserves the right to modify the scheme.